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Showing posts from November, 2017

YNAB after 4 months

Four Month Update
We have been using YNAB for a little over 4 months now, I won't lie and say we are rolling in the dough and that using this software has made us all of a sudden have a ton of money in the bank. What I can say though is that we: Have a more solid plan to pay down our credit cards and have paid down more than $2,000 in credit card debt between the 3 cards (half that on one card alone).Paid a huge (un)expected electric bill ($400 extra). Were able to budget for a little under $450 in dental bills for the kids (in about 6 weeks time) and will continue adding to that budget category so we will have the money for their next appointments in 6 months.Started putting money in our Christmas gifts category which gave us a short time to budget for this expected expense that comes up every year.Have been able to tithe. Have a better understanding of where our money is going each month.All this without going into the overdraft since we started in July.
YNAB Reports Now that we …